wal-mart or not. >> i am opposed to that system i just wish to with the more public system. neil: single payer government running everything. >> exactly. >> certain times you need that bargain-basement plan when you were young and healthy. this is a good thing we say it is a bad thing but fit your needs and the private sector could do a better job i don't understand the massive trust of the government. they have proven they cannot. >> i think they will get somewhere i only hope they get further than they probably will. neil: we will have the u.s.

ceo from wal-mart here. his company is in the news trying to build a store in newark new jersey. what does wal-mart do now why is the company talki rise two tenths of a percent. melissa up next. david: we will see you back here tomorrow. melissa: i am melissa francis and here's what is "money" tonight. premium spiking 50% for some people. on average, that is. so how quickly will it hit your wallet and the economy? plus, union intimidation hits new heights. a city manager tried to cut pension benefits so they bought the house next door to him to harass him. these tactics are more widespread than you think. the mayor will tell us how he was targeted in a fox business exclusive. coca-cola new ad campaign offers up information like what you can do to burn off the fat and calories from the coke you just

drank. will it increase sales or turn off consumers? even if it is not, it is always about "money." ♪ first, a look at the market headlines with the market moment. a mixed bag for stocks to begin the week. the dow ended a choppy day of trading in positive territory gaining 18 points. apple weighed heavily on the nasdaq reportedly cutting the iphone 5 component orders due to weaker than expected demands. and shares of dell soared 13%. the pc maker in talks of a possible buyout. now to our top story ready to dig into your wallet. u may be hit with a 50% jump in your health care premiums thanks to obamacare. a recent report shows premiums will skyrocket 54% on average.

within five years there are already about $3000 higher than they were four years ago. here with the prognosis and how this will hit home and the economy is the money panel. welcome to all three of you. thank you for joining us. i thought this was pretty shocking because they dug in and said if you take a look at this a lot of spots going up by more than 50%. a lot of people saying the paycheck is smaller because the health care premiums have gone up so much. why is this happening so quickly? >> a couple of reasons, one is insurers will be faced with this whole idea of community-based

guaranteed issue, so ahead of the storm they're going to have to raise premiums in terms of making up for the lost revenue, that is a big component of that. the second component is the dynamics of obamacare has set in motion some element of consolidation where insurance companies and hospitals have started to coalesce so less choice really means less competition, and what that means is higher premiums in the individual market and really higher premiums ultimately for employers and unfortunately decreased employment for doctors. melissa: is everybody has to be covered, we will not charge more for pre-existing conditionons. it will cost more, so the cost has to go somewhere. you spread the cost evenly to everyone, so it makes sense premiums would go up. why are we seeing it now when in

theory does not go into effect until 2014. >> what you will see is a much bigger sticker shock in 2014, but even now insurers are looking at the offerings for open enrollment period for 2013, it will take place in 2014, doing actuarial analysis, sutherland have to cover all the expenses for pre-existing conditions. the reality is given the additional benefits, the insurance pool that will have all of these sick individuals, some people simply have to pick up the tab and they're likely to be the healthiest and younger. melissa: and you look across the country trying to pinpoint how it will impact each of us individually, you look at new jersey, vermont, and already have laws in effect similar to obamacare and the premiums about twice as high as the rest of the country in other states like arizona, arkansas, idaho, iowa, obama, the list goes on.

those rates are going to go up 65 and 100% according to this study we were looking at. how do you think that gets observed? -- absorbed? >> the good news is that we saw last year for example health care costs overall only went up 4%. it now had three years in a row with single-digit growth instead of double digit growth in health care expenditures we've seen year after year in the last generation. there is some evidence the system is getting costs under control that will help keep premiums down. you said 50% over five years, that is a 10% increase over five years each year. in none of premium increases the last 15 to 20 years. there is no significanactual increase. what we don't know is how the obama reforms on the cost side will bring costs down as more people come in to the system.

there will be more unhealthy people in the system, a lot more healthy people in the system bringing more revenue for the insurance companies as well. we have to give reform time. this report was a little bit alarmist for the people in businesses right now. melissa: you are out in the field have in this exact experience. would you agree, cost going up between 65 to 100% over five years or even $3000 in the past four years, is that sort of what we can expect under any framework whatsoever, and we should be okay with that? >> the previous comments are completely false and we should stop convincing the american public about this charade that costs are going to go down. it really irks me that we continue to try to convince them otherwise. >> i didn't say they were going to go down. melissa: go ahead.

>> health care costs right now, this idea they have remained relatively flat is a complete fallacy. let's have this conversation a year from now. people could not afford in high deductible plans to pay the copayment or their fair share of what was required in order to keep the current coverage, and so of course you will see medical trends flat because people should have been accessed in a system that didn't access the system. there is no credible math that redoes the insurance underwriting. melissa: go ahead and respond to that. that. speak what defensive the cost of gone down. the last three years the flattening of cost for the first time in a generation and we know there are substantial innovations and incentives built in to obamacare that hopefully over time will work and continue to flatten the cost curve.

that is the intent of obamacare. it is not fair to criticize it. melissa: the ceo said the countries largest health insurance, country's third largest health insurer, he broke it when he said we would see some insurance premiums go up by 100%. it is not in his interest to say this out loud. are you startled by this path? >> not at all. national health care costs have slowed their growth. when you cover as many people as we are going tocome everybody who has insurance buys a third more than they did before. we will see cost go up. if you do the actuary math, you have to charge people lot of money who made this go.

that will be a big sticker shock. and those premium increases stick? we will see, but they will raise rates. melissa: i'm so sorry we're out of time, hope we can do this again because this is a topic that is not going away. onto another big one, negotiating with unions has made big headlines in the past year's budget deficit exploding, as you know, but one story in the "wall street jouournal" really caughty attention because the strong-arm tactics being used. just one example, the police union in california began a harassment campaign against the city manager. after he announced the city may have to lay off 16% of the municipal workforce. the union bought the house next door to him to make his life miserable and they invested in billboards welcoming visitors famous as the second most

dangerous city in california and it put his phone number at the bottom. keep in mind this is if you ended up going bankrupt because of unsustainable costs. this is all too familiar to the costa mesa mayor who joins me now. they moved in next to the city manager and they unleash a flurry of construction making all kinds of racket and bullying him at home. does this shock you are similar to something you went through as well? >> five years ago it would shock me. what you find out is these unions in a lot of public safety unions have used strong-arm tactics for a long time. over the years, the last 10 years since 9/11, we put police and fire in such worship we give them whatever they want. when they don't get what they want, how do they react back? in our city and around the country we love police and fire. but the labor unions negotiating things that are unsustainable now.

a city like stock and filing bankruptcy in the end filed bankruptcy, they say we don't care, don't care about reality, they want to have what they want to have. melissa: let's talk about what specifically happened to you. the budgets are exploding. the lengths to which the labor negotiators will go to 28 the other side. in your case you were followed home from a bar and they tried to arrest you. tell us your story. >> we were at a public meeting, 4:30 in the afternoon, it was hot out. city councilman has a sports bar restaurant, went over there and got two dead codes, left the restaurant and got home and said hi to my wife and kids, talking to them:, nothing annoys there's a police officer at the door. i go out to ask the officer what is up and he asked me to step outside, have you been drinking? i said what are you talking about?

somebody reported you were drinking, you have to take a test in front of my wife and kids have to do a sobriety test. i obviously passed, i am shocked, next to my wife says it is he's talking to somebody in a car down the street. i run down the street realizing i had been set up, long story short the driver of the car, press found out later was a fired police officer from riverside police, the president of the police officers association and he worked for the law firm that represents our police association while we are in gotiations. they were looking to embarrass me, suck me up. worse than that, that investigator came back later and said he was just a bonus, we are going after the other two councilmen who were in that restaurant over there and sent a woman in with a low-cut dress to get them to do something that they would be embarrassed by were used for extortion later on. melissa: in your case they admitted it and you didn't back down, you're the mayor of costa mesa have not asked down

from these fights. we look to what happened, they settled their contract, but within the language of the contract they agreed to sell the home after they settled the deal and move out. iand that in and of itself. >> is bizarre that even tried to do that. melissa: they said it was a good investment for property values have tens, but by virtue of settling their labor contract, ialabor contract is said they're going to sell the house and get out and stop harassing his pretty amazing, too much admitting to what is going on. you point out this is part of a playbook that is actually published. >> there was a playbook by the law firm according to them represent about 130 plus police associations throughout the united states, mostly in california. probably a quarter to a third fold the police associations. their tactics are unbelievable.

ththey talk about concentrate on city councilman, city manager, go after them, go after them, after you get their loyalty, go after your next victim. that is what they say in it. they would line up people with a microphone saying our streets are not safe anymore, in fact they are not cutting back on anything. melissa: a tremendous story, i would add homicide rates have tripled and it is now one of the 10 most violent cities in america where they're fighting over these issues and looking for bonuses and payouts and this and that. thank you for coming on, a critical story. >> take care, melissa. melissa: slamming matt damon's new anti anti-fracking bill. joining us to explain how. and now what can you do? coca-cola's new campaign gives

tips on burning off all the calories but will it just be that bad taste in people's mouth? more "money," lots of soda coming up. ♪ [ male announcer ] how do you tun an entrepreneur's dream. ♪ into a scooter that talks to the cloud? ♪ or turn 30-million artifacts... ♪ into a high-tech masterpiece? ♪ whatever your business challenge, dell has the technology and services to help you solve it. whatever your business challenge, officeyour business needs...k... at prices that keep you...out of the red. this week get a bonus $15 itunes gift card with any qualifying $75 ink purchase. find thousands of big deals now... at officemax.

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>> this town, this life is dying. you all see it coming and you just don't get out of the way. we aren't fighting for land, we're fighting for people. >> i don't even like the fact you are here trying. melissa: hollywood throwing it political weight around once again. the new film "promised land" were matt damon take a look at the fracking process but one filmmaker did not think it gives industry a fair shake so he made his own movie called "frack nation" showing off the benefits of the boom. joining us now. you called matt damon a liar. but you have to get passionate. >> he tried to sell his movie. this is not a movie about fracking, this is not an

anti-fracking movie. it is and anti-fracking. he has to accept his hostility d be for the movie he made and tell people that. that is why it sets up the failure and bothered the box office. no nomination. he wasn't owning it. because it is anti-fracking. melissa: the problem with these type of movies is they said they would make a movie about salmon fishing in alaska or something and realized fracking as popular as we will insert that here in this plot. stretch a movie about people because of course that is what people want to go see. unfortunately in the process they end up half dragging industry through the mud that is probably not fair. right? you think it is even more nefarious? >> i think it did not starting to want to make a moviabout people, they wanted to make a movie about fracking,

anti-fracking movie. that is what is wrong. it was, they wanted to make the movie. it is a passion project of matt damon. he has made public videos attacking fracking. melissa: tell me about your movie. >> "fracknation" will be on access tv. "fracknation" is looking at the mess of fracking. a very dramatic image. that is what got me interested. melissa: that is something that burned so to speak in the minds of so many people because fracking is a very dangerous. how do you dispel that myth? >> you point people to google earth. there are three burning springs.

the water has been on fire for centuries. a lot of gas down there. sometimes it comes up through the water. george washington centuries before fracking started, water has always been on fire, long before fracking. melissa: are people embracing your movie, far left, pro-wire pro-environmentalists don't like your movie. >> i am wondering is america falling in love with fracking. i think maybe a bit of buyer's remorse with gas land. "fracknation" look at the failures of journalism in gas land and examines them and i think the logic of "fracknation" is hard to argue with because we approach the fracking. melissa: is good for the

economy, good for jobs, what is your main message? >> fracking has never polluted water sources. at least the head of the epa, she said that twice to congress, not a single piece of scientific evidence to show the fracking -- melissa: because there is no evidence, people have not been out there looking at it, have not been focused long enough. just trying to be the devil's advocate. >> fracking has been going on in america since 1947. there is a big test pool. we would have known about it by now. every step to fracking it is scientific reports. this is one place where the science is settled. fracking has been going on since 1947. melissa: do you think you'll be able to reach enough people out there o where does the name of

matt damon reach more people? >> it has zerasked nominations, a very interesting phenomenon. we will be on tv and that is great, every american, most americans will have a chance to see it. on access to january 22, 9:00 p.m. eastern. melissa: you have to get your plug-in. thank you for coming on. time for today's fuel gauge report. cutting oil production. top saudi oil official says the 5% cut was due to lower global demand. carl icahn has taken a 3% stake in transocean. the offshore oil driller. investor bought 1.6% of his outstanding shares, the rest coming through options. oil futures at a four-month high. helping fuel crude skin settling six tenths of a percentage. natural gas futures rallied for

their third straight session, forecasters say a stretch of colder temperatures will hit the midwest and east coast. lowering the outlook for natural gas demand. coming up on "money," coca-cola pops the top on its obesity silence. a new ad campaign deflect criticism, or will it fizzle with consumers? and just because you are in the big house does not mean you cannot sue, obviously. frivolous lawsuits over water that is too hot. what can be done to stop the money from going up in smoke? can you ever have too much "money"? no way.

melissa: a clever campaign the key to increasing productivity

and the greater good seems to be popular which could explain why coca-cola is launching new habits in that helping to stop obesity. look at part of this commercial. >> all calories counts no matter where they come from including coca-cola and everything else of calories. if you eat and drink more calories than you burn off, you will gain weht. melissa: who knew. watch this makes him wonder this will make coca-cola lovers by more or less of their products. here is marketing expert. thank you for joining us. out of the gate what do you say, does it make sense to get involved with the conversation? or to just stay away from it? speak of this conversation is turning against the cole and the other beverage manufacturers. the only side of the debate is the critics. they're selling soda as bad. melissa: if you're drinking

soda, maybe don't care about health and obesity. if you're pounding coke, you're not doing it because you think it is good for you. do you care? speaker isn't the same of ice cream and chocolate in anything else that we eat that is not necessarily good for you. melissa: if her she's joined the campaign is making a healthy, we would laugh at that as well. >> the core premise is under attack. michael bloomberg is attacking it, people over the country attacking it as they can stand the sideline in tha and let than or when the conversation. melissa: there i. the campaign saying 140 calories in coke. i don't drink regular soda. they show you how you can burn off a 140 calories, which i think is kind of silly. is there a better way to go about it? >> what is the message people are getting from this? there are four things they're doing. we are all in this together,

coming together, talking about choice, information and talking about we care. two of those work. giving people choices and information about what they're consuming are things that work. the things they don't have permission to say i don't think coke can say we care about your health or that we will all come together and fight obesity. melissa: mcdonald's was kind of a joke mcdonald's tried to be healthier but they sounded relatively successful knowing what you are choosing, something is better or worse. the chicken that happens to be fried, has mayonnaise, whatever else. my kids have apples and this and that that they will choose, seems against the odds. at least a little bit turn it around. >> the same thing is true with coca-cola and them.

it is all about choices. you have diet, low calorie bottled water and stuff like that, providing information, the same thing mcdonald' that mcdong to do with is what they're trying to do. they have credibility and should be part of the conversation. melissa: it seems to have an even greater battle than anybody else because soda gets a bad name all the way around even talking about diet soda. people say it's still has faith sugar, drink water, drink water. there are so many choices for water maybe they should diversify and get more into other beverages. >> coca-cola's biggest challenge has been coca-cola. when you hear the name, you think sugar soda. they own bottled water, they own juice, they own low-calorie beverages across the board.

they own all that, the company is much bier than coca-cola but you think about sugar soda. melissa: they're trying to turn that around. interesting if this works. great insight. here is our money question of the day, will coca-cola's antiobesity ad campaign decreased sales for its own soda? your responses are prettyixed. we want to hear from you. i really read all of those. maybe prisoners, but not stopping inmates of rutgers island from racking up hundreds million dollars worth of frivolous lawsuits. how things like a shower drain and two hot beverages costing taxpayers become across the country next. and now underway in florida. who has the early lead in the great hunt of 2013.

they're going live to the florida everglades for the latest. hells of money, loads of snakes coming up [ male announcer ] where do you turn for legal matters?

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messa: the big house making big payouts between 2007-2011.

europe city department of corrections has been sued by inmates in the 8500 times. they have paid out more than $100 million in legal clips. -- legal claims. going to the pockets of violt convicted criminals at a time when states are going bankrupt, it's a way to stop this kind of money from going up in smoke? here to sort through the insanity, criminal defense attorney. i'm a huge fan, i watch you almost everyday on the fox news channel. i'm si am so excited to have yon the show. let me fall all over you at the start of the segment. >> i will tell my mother you feel that way. melissa: isn't she watching? these suits, sure, have to be defendants who have a case without question and deserve their due. when you read the details of these, some guy had hot water spilled on his hands in the diningall and he is suing. somso they slipped in the water

because the train was backed up. >> once sued because he ate the chili and his tummy hurt. that cost taxpayers $2000. my all-time favorite, one guy sued because he believed the prisoners were listening to his thoughts being broadcast over the loudspeaker. that cost taxpayers $18,500. melissa: that is amazing. as ridiculous as they are, inmates sued because they thought their beds were too short. one way or another they end up costing money because either the city or the state or whatever group it is defendants them or they pay off the criminals to go away. and there is no deterrent because these convicted felons have nothing but time and there is a lot of benefits, they can go to the library, right? >> no difference from the criminal arena. they send in stuff to judges left and right and take time, they have nothing better to do.

mostly no merit to it, but some have merit. and some have a nuisance value to the company's defending these things and will throw a couple of grand fm and the lawyers handling some of these cases, there are lawyers and ones were just doing it on their own, but the lawyers say i made a couple of grand, i will keep throwing more lawsuits, write the name next to the telephone and they know which lawyers will take those cases and that is a problem. melissa: when you look at the payouts in the correctional facilities in new york. how do you control something like this? help taxpayers out without stifling people's basic rights because of course we don't want to do that, some people have valid claims, is a way to strike a better balance in your mind? >> there were some suggestions i came up with. first of all those attorneys handling the case is, tell them no.

make them go to trial like one major insurance company recently has done. now some of these plaintiff lawyers will say to the alleged injured will say who is the assurance with? that company, nevermind, they don't pay out. they won't write the check. in the short-term, take a hit but having to litigate some of these things and maybe the lawyers won't take the case. melissa: i can't imagine an inmate has money to pay them. obviously at that point they would have sunk a lot of time in. a pleasure to have you on, hope you come back. >> my pleasure, i will come back. melissa: next time tell your mother to watch. the great python search is on. who has the inside lead for the grand prize? live at the florida everglades for an update coming up next. what does it have to do with "money"? who cares.

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it's the musical melissa: can you ever have too many snakes?

we told you about the first ever python challenge in the everglades. offering prizes to whoever snags the most snakes. as well as two bags the biggest. so for hundreds of people have shown up to get in on the action including fox news down there with a machete. look at that. you look very scary. and imposing. >> this is the recommended tool to take out. guns and machetes. after three days of the challenge, 11 officially confirmed pythons captured and killed although python dave says he has two in his truck trying to turn those in, bringing us up to 13. it was a big weekend for florida amateur hunters from the sunshine state pu state put ally from california coming in for the month-long event.

delivering cash prize money. we went basically waiting very cautiously through the sawgrass and swamps north of miami and we did not find any life python, but we spotted a pretty thick snake trail through the muddy path we were working on and we suspect most likely was a python. the record python inside is so far caught in florida over the past several years, 17 feet 7 inches. >> if i found a 17 footer out here i would probably panic a little bit seeing that thing by myself, but that would be pretty sweet. it would be tough dragging that out of here. >> the month-long python challenge started on saturday. there were a lot of real hunters and amateur hunters all looking for pythons. all over south florida on saturday and sunday. if you find one, you are supposed to turn it in world works the florida wildlife

commission or university of florida keeping the official tally. melissa: my takeaways that so far the score is humans seven, pythons zero. and you are not going anywhere near the snakes. you're handling a machete, sounds like a very smart, not getting anywhere near them. what kinds of tips are the state giving to the hunters? speak of the most important tip is if you encounter a python according to the state of florida, to not let it wrap itself around you. simply don't let it happen come you don't want that to happen. the method for killing a python is a bullet to the head, dead bullet to the brain or use machete and chop its head off however if you chop the head off we can't keep slicing and facing because any python more than two pieces turned in does not count for the cash prize money. whoever catches the most pythons by the end of the month they are

entitled to $1500 so a bit of a bounty system for so many hunters. melissa: it is actually pretty gruesome and i know peter is not at all happy about this. florida is trying to get attention because they're having a python problem. wasn't that the reason for doing this? >> most likely. the conventional wisdom is all of these pythons, estimated to be up to 100,000, definitively tens of thousands. an invasive species, not from florida but they were one-time pets and all the snakes now, they're all descendents of all the reptiles that got too big and people drive the everglades and set them free and they lay between 35-70 eggs per year. pythons have no predators in florida in one study down in the everglades nional park found sightings of deer, raccoon and rabbits and other small mammals had decreased by 90% over the

past 20 years be attributed to all of these burmese pythons out there. melissa: you're not really getting near any of the pythons, good for you. >> if one comes up to me, i will. melissa: thank you so much, good luck. he's going to need it, i think. if you rode the subway may have noticed something going on. throngs of people ditching their pants to ride the subway in their underwear. we will explain why next. i really hope they know not to sit down on those seats. at the end of the day it is all about taxis.

♪ melissa: all right. we have been having fun the whole show, but his time are little more fun with "spare change." joined by my 1:00 p.m. coast lori rothman in the house and fox business very own charles payne. are you going down to the everglades? >> the takeaways don't chop off the heads. that causes undue pain and

suffering. >> i have to be superior to phil has to kill one of these things. melissa: he has no street credit >> 100,000 the number one to stay for a month? imagine i get 1500, all its $30,000 worth. if i won the contest, you wouldn't know, and taking them all home. more than 1500 bucks. melissa: you to make purses to meshes? >> absolutely. melissa: he's making u.k. five. that's with does all that long. >> i do it's to the movie theater. twelve systems 15. >> he can do math. melissa: 1500 bucks. there's something weird about that. you want to get down there. first up, mcdonald's is trying a new way to crack down on crinals they're installing in dna deterrence break in hundreds of stores. it is invisible, not toxic, but it contains a unique dna that

links to the thief -- sorry police that the to the crime even months later so all the police need is a qb like to see the dna code which is reportedly irrefutable. this sounds like csi. i've where does my talents of the money to do this? >> it is like a gateway's break. first there spraying criminals, and then there will sprayed customers and things ultimately backfire. your personal trainer or husband or whoever could figure out. is bad. melissa: a slippery slope with the spray. >> at least they found another use for this chickasaws, right? you will want a whole bunch of extra secret sauce laying around. listen. it's just nuts. once you break of the uv light will see a bunch of other stuff. melissa: especially at mcdonald's. next up, this outfit worn during that conflict -- concert in canada. i brought featuring classic assault rifles as, well, basic

cups. notorious for wearing outrageous costumes and is always unapologetic about the. i think the thing i found most offensive is that it is of lettering. >> the good thing is that she has spoken out about her comfort in her own body, and that is great, but outside of that, i'm tired of it. melissa: you're done. >> i'm done. >> first of rwanda's sure if that is a gun or she was just a bit is the me. >> to easy. >> the bottom line, she's a big madonna to the madonna wannabes. melissa: let's talk about more wardrobe's or lack thereof. thousands of people from new york to sweden's palin's for the 12th annual no pants right day. the idea being that random passengers board trains wearing winter gear but no pants. what do you think? i saw someone in new york and figured it was a normal day. it did not strike me as bein